Who is responsible for cracked windshield

If you read our last write-up , you know that construction trucks and large commercial vehicles cause a lot of windshields to break when they kick up or drop rocks, gravel and debris onto the vehicles traveling behind them. If you drive frequently, chances are this has happened to you in the past. Until our crew member arrives, read up on some of the rules of commercial vehicles, cracked windshields and responsibility.

Rocks and other types of road debris break windshields, damage vehicles, and injure people every day. Here's how insurance works:. When another vehicle drops debris gravel, trash, tools etc. Since road debris and falling objects cause so many accidents, as precaution you should:. Follow other vehicles at a safe distance.

Avoid vehicles with unsafe loads. Plus a quick lane change accident will be YOUR fault. To reduce your financial loss from debris hitting your vehicle, include Comprehensive coverage physical damage other than from a collision. Comprehensive insurance includes Glass coverage , and in Massachusetts you have the option for a lower deductible - or no deductible - for glass damage. This is true for both commercial insurance and most personal insurance programs.

If they still refuse, despite your evidence, you may have to get your insurance company involved or file a small claims case against the company. If a rock has flown into your windshield, repairing or replacing the windshield should be a priority. Only 1 Auto Glass in St. Paul, MN. As such, you may not have much time or money.

We offer fair and affordable rates and we also work with insurance companies. And we will make the needed repair or replacement process as quick and easy as possible. Give us a call today to set up an appointment. Would you like a free estimate? This situation most commonly occurs with commercial trucks transporting materials like gravel.

The Federal Motor Carrier Safety Administration regulations place responsibility on the driver of the truck to safely secure their load before transporting. These regulations also require safety inspections and grant truck drivers the right to refuse to transport any load they deem unsafe.

What if you are driving and a piece of gravel falls from the back of the truck and hits the road before it is kicked up, cracking your windshield? Is that debris now considered a road hazard or does that truck driver still bear responsibility? Road debris damage situations that are difficult to prove are best handled by an attorney, like a car accident lawyer Lake Worth, FL relies on, who has experience with motor vehicle negligence.